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Tips on Tuesday: More Insurance Savings

by M Mayder

We all know the obvious ways to save money on auto insurance - good driver discounts, defensive driver discounts - things like that.

Here are three not-as-obvious ways to help reduce your premium a little bit.

  1. Pay Annually: Sure monthly payments are easier on the budget at a casual glance, but if you can afford to pay the whole six months, or even a whole year, you’ll be saving that monthly handling fee, if not getting a discount for paying up front.
  2. Pay Electronically: Reduce handling fees even further, and help reduce wasted paper as well, by getting your statement sent to you by email, and having automatic payments made from your bank account (electronic funds transfer). They clear instantly, and you’ll have one less bill to open each month.
  3. Stick Together: If you have the option for auto insurance through work, a union, a trade organization, or even an alumni association, look into it. It may not always be cheaper, but it can save you money to be part of a group.

What other money saving tips can you think of, for auto insurance? Feel free to share!


Posted in Tips on Tuesday on September 18th, 2007

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