Automotive Blogger

Shopping for insurance is right up there with giving myself a catheter on my list of “things I enjoy doing�. But recently the insurance policy on my scooter more than doubled, so I had to take the plunge and start hunting for some new coverage.

When I first bought my Lambretta scooter, the cost of a years worth of insurance coverage was only a few dollars more than the yearly registration. I believe it was around $70 dollars or so to insure it for the year with the minimum amount of coverage through Progressive. This lasted for a couple of years, until the insurance company decided to pull the old switch-a-roo. Apparently the company was getting hit with a lot of claims from people who owned collector motorcycles, and it was costing them too much in payout to keep up the super low rates, or at least that is what they told me. So the following year the insurance cost went up to around $205 for the year (again for minimum coverage). While this is ultra cheap compared to car insurance it was a massive price hike over what I previously paid.

When you get in a wreck, it’s nice to have insurance

My agent, who was an extremely nice guy, hunted around a couple of different places but couldn’t find me any better offers. So after hearing good things from a friend, and seeing the flood of adverts on the television I went to GEICO’s website to see if their rates would indeed save me a bunch of money. I filled out a simple online form and got a quote of $93 to insure my scooter, with the bare minimum coverage, for the year. Now that was more like it. After seeing the great price I went ahead and completed the transaction online. There was one mix up involving an accident, which GEICO thought was on my record but was actually on a relatives’ record, that would have bumped up the premium a few bucks. A brief phone call with an extremely helpful agent cleared it right up, and I quickly got a confirmation email for my original rate, signed and online contract and was in business.

I am in no way affiliated with GEICO, have never used them before, and I think their ads are exceedingly annoying, but I must say I’m extremely pleased with their rates and customer service so far. The experience was so painless I might switch my cars over as well. I don’t mean to sound like a lame commercial, but if you need cheap and quick coverage for scooter, definitely give GEICO a look. The one note I should insert is that I have read that GEICO partially uses your education level and job status to determine your rates. So your Harvard diploma may help you out more than your superb driving.

-Bill Mertz

GEICO, car insurance, auto insurance, insurance, scooters, Lambretta, rates, classic, vintage